Toyota Access at Fergusons Toyota

Available for new, eligible demo, and Toyota Certified Pre-Owned vehicles, a Toyota Access secured car loan gives you lower monthly repayments^[F9] and the certainty of a Guaranteed Future Value^[F2], so you can live for today while taking care of tomorrow.

Benefits of Toyota Access

Lower monthly repayments^[F9] than a standard car loan
Know the Guaranteed Future Value^[F2] of your car
Option to trade, keep or return your vehicle when your loan ends
Decide on the deposit you want to pay – if any
Select a loan term of 3 or 4 years
Choose weekly, fortnightly, or monthly repayments

Need more information? Talk to Fergusons Toyota today.

What is Guaranteed Future Value?

The Guaranteed Future Value[^F2] is how much your car will be worth to Toyota Finance at the end of your car loan – subject to fair wear and tear and agreed kilometres being met. This will be based on the length of your loan term and the number of kilometres you drive. It gives you that extra peace of mind of knowing where you’ll stand in the future.

Apply for toyota Access with Fergusons Toyota Now

What is Toyota Access?

Toyota Access is a whole new way of buying a Toyota, allowing you to choose your vehicle, pick a deposit (if any), select the loan term and the total KMS you expect to travel and Toyota Finance will calculate the Guaranteed Future Value (GFV)* for you. Once that's all done, Toyota Finance will then calculate your monthly repayments.

How does Toyota Access work?

Getting started

Choose your new, eligible demo, or Toyota Certified Pre-Owned Vehicle.
Decide on the deposit you'd like to pay, if any.
Select a loan term of 1-4 years for new and eligible demo vehicles or 3-4 years for Toyota Certified Pre-Owned Vehicles.
Estimate the number of kilometres you expect to travel over the term – including any already on the clock.
Toyota Finance calculates the Guaranteed Future Value of your vehicle.
They then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value.

From the time you drive away, you’ll enjoy lower monthly repayments^[F9] and the reassurance of knowing what lies ahead.

Apply for toyota Access with Fergusons Toyota Now

At the end of your loan term

You have the choice of three flexible options: to trade, keep or return your vehicle.

Trade in or sell your Toyota: Use the trade-in value or sale price to pay the remaining balance of your car loan.
Keep your Toyota: Simply pay the outstanding balance (including the final payment). Toyota Finance can help you refinance the balance of your car loan if you don’t have the cash on hand (conditions apply).
Return your Toyota: Toyota Finance will pay you the Guaranteed Future Value that was agreed on at the start of your loan term and put it towards the remaining balance owing on your account (subject to fair wear and tear conditions and agreed kilometres being met).

Contact Fergusons Toyota today and see how Toyota Access can work for you.

See how Toyota Access can work for you.

Repayment Plans

With Toyota Access, you get to choose your deposit and loan term (up to 48 months) when you buy your new Toyota from Fergusons Toyota. You also get to choose what to do with your car when the term is over - trade it in, keep it or return your Toyota.

Toyota Access takes the worry out of buying a car and provides great reassurance because Toyota guarantees the future value of the car. The Guaranteed Future Value (GFV)* is the minimum value of your New Toyota at the end of the loan term and is the amount Toyota Finance will pay you and be put against your final payment should you decide to return your car at the end of the term.

And, because Toyota Access comes with low monthly repayments and a short loan period, you can upgrade to any New Toyota without worry or hassle**.

Apply for toyota Access with Fergusons Toyota Now

Peace of Mind

Have peace of mind with your purchase from Fergusons Toyota by following these steps:

Select your new Toyota.
Nominate the deposit you'd like to pay (if any).
Choose your term and number of kilometres you expect to travel over the term.
Toyota Finance will calculate the Guaranteed Future Value (GFV)* of your new Toyota.
Toyota Finance will then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value (GFV)*.

Apply for toyota Access with Fergusons Toyota Now

Flexibility

At the end of the agreement, you are still in control. You can decide whether to:

Trade in or sell your Toyota - use the trade-in value or sale price to pay the remaining balance of your account.
Keep your Toyota - simply pay the outstanding balance (including the final payment). We can help you refinance the balance if you don't have the cash on hand (conditions apply).
Return your Toyota - we'll pay you the GFV* we agreed at the start of your term and put it against the remaining balance owing on your account (subject to Fair Wear and Tear conditions and agreed kilometres being met).

To find out more, click here to download the Toyota Access Fair Wear & Tear guidelines.

Apply for toyota Access with Fergusons Toyota Now

[F2]The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F9]Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

*The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

** Lower monthly repayments compared to similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

Approved applicants only. Terms and conditions, fees and charges apply. Toyota Access Guaranteed Future Value (GFV) products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.